Considering a cottage on the lake? A condo where you can enjoy your ski vacations? We can help make this happen for you with the purchase of a secondary home ~ be it for vacation or eventual retirement. Regardless of your preference of location, we can help with the necessary financing plan to meet your needs as our lenders can provide mortgage financing just about anywhere in Canada.
Just like any other application, we will establish what your financial obligations are currently and present a clear picture of what you’re able to afford. The difference in vacation properties is various lenders have different criteria depending on the type and location…for example: does the property have year round access? Is it fully insulated and have potable water? Is there a rental pool? (this generally is not an option when financing a vacation property!)
We will review all of the financing criteria with you before you begin searching for the perfect vacation property!